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zOPAL

Zoth BlackOpal LiquidStone II

Turn idle capital into yield-bearing assets — backed through investment-grade emerging market credit card receivables combined with Superstate's regulated market-neutral strategies.

Upto
19%APY

Yield sourced from world-class strategies

BlackOpalSuperstate

MPC Partner

FORDEFI

Auditor

FORDEFI

Security Partner

CYVERS
zOPAL Coins
Pre-deposit live

Be First Into the zOPAL Vault

Register now to secure your spot in the early access of zOPAL

What is zOPAL?

zOPAL is Zoth's first live tokenized zVault an ERC-20 interest bearing position built on the FAAST regulated fund structure by Zoth; when you deposit, you receive zOPAL as receipt tokens whose price appreciates as underlying strategies generate returns. Every basis point of yield is sourced from real economic activity, credit income and treasury yield. No token emissions. No circular yields. Fully permission less - No KYC required.

Platform Fee

0%

Performance Fee

0%

i

Withdrawal Fee

0.5%

Redemption in

<30 Mins

Instant

1–5 Days

Standard

Underlying Strategies

BlackOpalLiquidStone II
RWA Strategy

Credit Card Receivables combined with Superstate's regulated market-neutral strategies.

Baa3 Investment Grade Classification By Cicada Partners

~19%

Total Vault APY

How it works

1

Deposit USDC / USDT

Capital is allocated to underlying strategies via Zoth's risk-weighted allocator.

2

Receive zOPAL Tokens

ERC-20 tokens representing your vault share. Token price appreciates as yield accrues.

3

Yield Accrues Automatically

NAV is updated daily via on-chain oracles.

4

Withdraw Anytime

Instant withdrawals from Liquidity buffer, or 1-5 Days settlement for standard request.

FAQs

What is a zVault?arrow
What is the zOPAL Vault?arrow
Is zOPAL a stablecoin?arrow
Who can invest in the zOPAL Vault?arrow
How do I get started into the zOPAL Vault?arrow
How do I redeem my investment from zOPAL?arrow
Is my redemption guaranteed?arrow
Can I use my zOPAL tokens anywhere else in DeFi?arrow
Is there a lock-up period?arrow
Is the Targeted APY guaranteed?arrow
How is my NAV calculated?arrow
How often is the NAV updated?arrow
Who runs the investment strategy?arrow
What is LiquidStone II?arrow
How does Black Opal actually generate yield?arrow
What is Zoth's role exactly?arrow
Who do I contact for technical or platform issues?arrow